0% balance transfers?

Often help — but watch for transfer fees (3–5%) and the rate after the promo period.

Often help — but watch for transfer fees (3–5%) and the rate after the promo period.

Credit Card Payoff Calculator

Other Finance

Calculate the monthly payment needed to pay off a credit card in a target time.

Balance

APR

Target Payoff Months

$$M \;=\; P\cdot\frac{r\,(1+r)^{n}}{(1+r)^{n}-1}$$

Where

B_tbalance

Mmonthly payment

rmonthly rate

npayoff months

Pcurrent card balance