Is the 4% rule still safe?

It's a guideline. Many planners now suggest 3.5% for longer retirements.

It's a guideline. Many planners now suggest 3.5% for longer retirements.

Retirement

Retirement Calculator

Estimate the nest egg needed and project current savings.

Current Savings

Monthly Contribution

Annual Return

Years Until Retirement

Desired Annual Spending in Retirement

$$\text{Target} \;\approx\; 25 \times \text{Annual Spending}\quad(\text{4\% rule})$$

Where

Targetretirement nest-egg goal